Solvency II entails wide-ranging obligations for the insurance industry. LHI optimised investment products tailored to the needs of insurance companies. In consultation with investors, either securitised structures such as bonds or traditional investment models are created. An important criterion in developing these products is the solvency ratio of the insurer. Designs classified according to § 2 par. 1 AnlV numbers 8, 9 or 10 are available. In addition, all LHI products for VAG investors meet the investment rules for premium reserve stocks.
Pension insurance funds
LHI products meet all regulatory requirements of occupational pension funds. Depending on investor request, investments can be represented in securitised bearer bonds (No. 8 AnlV), participation certificates (No. 9 AnlV) or certificates (No. 10 AnlV) in the form of special funds. Premium reserve stock eligibility is given for every LHI investment. Alternatively, LHI offers traditional investment structures via closed special AIF (No. 13/14c or No. 17 AnIV) or Luxembourg SICAV / SICAF structures.
In addition to the well-known products for pension funds, we offer individual structures in real estate and renewable energies asset classes. Starting at a start-up volume of EUR 20 million, we are designing premium reserve stock eligibility and VAG-compliant investments for individual investors or an exclusive group of investors. Participation in existing portfolio funds is also possible. Investors' representatives are involved in decision-making processes, such as the purchase and sale of properties, via an investment committee.
The successful management of the foundation's assets is the prerequisite for funding activities of charitable foundations and the fulfilment of the purpose of the foundation. LHI focuses on a high level of guaranteed commercial income, i.e. constant return from the investment project when designing special investment products for charitable trusts. The individual focus on a homogeneous client group ensures the uniformity of investor interests. Regulations of the relevant state foundation laws as well as tax requirements, especially for charitable foundations, are taken into account in the design of the product.
LHI has been a proven partner for family foundations and reputable family offices. Wealthy private individuals have invested EUR 1.4 billion of equity so far in KAGB-compliant funds, LHI Clubdeals and individual investments.
Investment Management Track Record
Active investment funds as at December 31, 2020:
EUR 5.8 billion
Investments in 2020:
EUR 415 million
Number of investments
Overall investment funds launched to date
EUR 11 billion
Overall accumulated equity
EUR 4.9 billion
Investment funds by asset class
Best asset management company in the innovation segment
LHI received a special award for innovation from the rating agency Scope. This award goes to asset managers with high in-house structuring expertise as well as consistent focus on the needs of institutional investors. This expertise is the result of customised product solutions. The securitisation of alternative investment funds (AIF securitisation) in renewable energies and real estate asset classes deserves special recognition.
LHI has over 15 years of management experience in the aviation industry. Currently a portfolio is being developed containing Boeing 737-800 and Airbus A320-200 equipment. Contracting parties are high-growth airlines in politically stable countries in North America, Europe and Asia with a credit rating of BB+ as the portfolio average. The implementation of a securities structure with an ESMA rating is planned.
LHI has now invested EUR 1.5 billion in renewables. For institutional investors, this includes two portfolio funds with a current investment volume of EUR 690 million. A securitisation structure and a KAGB-regulated investment product with a Scope Rating aaAIF. A third portfolio fund, also a KAGB-regulated product, with a planned investment volume of over EUR 300 million is currently being set up.
The Premiumimmobilien Deutschland product line comprises high-quality commercial buildings, office buildings and hotels in sustainable inner-city locations. Two further portfolio funds are being developed, a securities structure and a regional concept.